@misc{_Readiness,
 howpublished={online},
 publisher={Wydawnictwo Uniwerstetu Marii Curie-Skłodowskiej},
 language={eng},
 type={artykuł},
 title={Readiness to use the digital Euro (CBDC) by consumers based on the example of France and Germany},
 keywords={digital euro, CBDC, technology acceptance, logit model},
}